We provide access to financial solutions empowering people living in poverty to transform their lives, their children’s future and their community.

People are Arman’s biggest and most admired assets. Arman has well-qualified and competent managerial staff. Roles and responsibilities of staff are clearly established. Arman has been well appreciated by rating agencies for having a strong human resource team and productive work environment. Arman offers a challenging, collegial work environment and attractive opportunities for long-term growth. The company appreciates people by rewarding performance. Arman has a process of performance appraisal which forms the basis for appropriate recognition. The top management is strongly committed to continuously upgrade the quality and skills of our people. Training and Development at all levels is given adequate importance in the organization.

Experience

Mr. Patel is the founder of the company and he has more than 20 years of Senior Managerial and board level experience in the corporate sector. Mr. Patel was in U.S.A. for a decade where he completed his education. After completing his education he joined business firm in USA namely KAPPS PHARMACEUTICALS INC. as Company Executive. During his stay in USA he successfully turned around two sick units into profitable position. Later he returned to India to concentrate and expand in the field of finance, he devoted fulltime attention to earstwhile ARMAN LEASE AND FINANCE LIMITED. Mr. Patel is a founder member of the Gujarat Finance companies Association and presently secretary of the Association.

His Affiliations

• Mr. Jayendra Patel was Member of the Finance and Banking Committee of Gujarat Chamber of Commerce & Industry (GCCI), Ahmedabad.
• He is the secretary of Gujarat Finance Companies Association.
• Managing trustee of B. M. Patel Foundation

Experience

Mr. Aalok Patel brings a vast array of innovative knowledge to the Company. In India, he completed his schooling in Lawrence School, Sanawar and continued his higher education in the U.S. at Drake University. At Drake, Mr. Patel graduated with High Honors with a Bachelors and a Master’s Degree in Accountancy & Finance. He is a licensed Certified Public Accountant (CPA) in the U.S. Mr. Patel worked as an independent auditor for KPMG for almost 4 years, where many of his clients were included in the Fortune 100 list. He also brings experience from John Deere Credit, the equipment financing arm of John Deere & Co. Furthermore, Mr. Patel excels to equity analysis and valuation as well; his research has been quoted in reputable business journals. He currently works for Arman full-time as an Executive Director since 2010.

Experience

Vivek comes with experience of over 20 years in Financial Services, Microfinance, Infrastructure and manufacturing sector. Prior to joining Arman Group he has worked with organizations like Consulting Engineers Group, ICICI – Pru, Kotak, Max New York Life & Tata Special Steels earlier in his career. He has a rich experience of fund sourcing & financial structuring. He is a Chartered Accountant & member of the Institute of Chartered Accountant of India & Insurance Institute of India

Experience

Moorthy Govindarajan, a core financial professional, a specialist in Banking Operations and Enterprise Risk Management with more than 3 decades of experience of E2E front-to-back domain knowledge & client experience having served with multiple financial institutions (SBI / IndusInd / ABN Amro / RBS / Deutch / NBFCs- Asirvad Micro Finance, L&T Financials and APAC financials. His functional expertise are designing and implementing enterprise risk framework for diverse businesses & has strong understanding of operational, legal, credit and market risks across products and processes . In his previous roles with NBFCs he had been instrumental in setting up group wide enterprise risk and internal audit functions. He is married with 2 children and an avid marathon runner , having participated multiple marathon events across India.

Experience

I am Saravanan Jaichandran, often known as "JS" in professional circles, bringing with me a rich 27-year experience in the realm of human resource management. Throughout my career, I've developed a deep understanding of organizational dynamics. My roots trace back to Chennai, Tamil Nadu, where I was born and raised. Over the years, I've held significant roles in esteemed organizations such as MRF Ltd, HDB Financials, Indusind Bank, and Magma Fincorp Ltd, operating at the Senior Management level. My personal life is enriched by the presence of my beloved wife, Sasirekha, and our two wonderful children, Kritida and Tarun. Beyond the realm of work, I seek solace in the pages of books and the insights offered by financial TV channels. It brings me great pleasure to offer you a glimpse into my journey and the passions that drive me.

Experience

Mr Pinninti Mahendar is having an experience in excess of 12 years in Microfinance, Two-Wheeler, Personal, Commercial Vehicle, Micro-Housing & LAP Loans before joining Arman to lead the Micro-Enterprise (MSME) segment. Prior to Arman, he worked in Fullerton India as a Cluster Head, where he was awarded performance awards for several years running. He was also associated with Share Microfin Ltd. leading operations in the state of Gujarat. His long career in rural finance has given him an exposure in many states including, Andhra Pradesh, Telangana, Jharkhand, Bihar, Madya Pradesh & Gujarat. His educational qualification is a B.A from Kakatiya University.

Experience

A solution centric generalist, proficient and forward-thinking professional, well versed in Data analytics & MIS reporting, expertise in Process automation and system migrations, good in identifying the KPIs and improving productivity. Strong technical knowledge on the business process and imparting necessary training to the team towards effective handling of the work. Total 14+ years of experience in managing the team and delivering the results beyond the expectations. Worked in the organisation like Swarna Pragati, Clix Capital , Satin Creditcare & Spandana Design and roll out operational framework for new products & regulatory requirements. Committed towards the organization goals and leading the team in planning and execution of the tasks. Rendered cross-functional support and on time reporting to the management on the performance. Review as is Processes and optimizes service delivery with either process enhancement or workflow changes .Process simplification and efficiency improvisation. Successfully managing multiple priorities, tasks, and projects simultaneously

Experience

Mr. Jaimish Patel is the Company Secretary and Compliance Officer. He has passed the bachelor’s degree in commerce from Gujarat University and he is a member of the Institute of Company Secretaries of India. Prior to the current position at our Company, he was working with P R Shah & Associates, a Chartered Accountant Firm.

Experience

Mr. Atul is a very experienced accounts professional. He has been associated with the group for over 26 year. Before joining the group he has worked in Finance & accounts department over 5 years

Experience

Retail Finance Sales experience of 20 yrs., In this 2 decades started from ground level to Business Head throughout this time worked with Retail Consumer Finance and Secured and unsecured Working Capital . Worked in various regions of Gujarat , Maharashtra and Madhya Pradesh. Had played roll of Business Development Manager at MAS Financials Services, CSM at Bajaj Auto Finance Ltd. Have an experience of team handling of 300+ executives . Believe in systematic works and adaptation of technology will grow your organization.

Experience

I am Prashant Modi 23 years Experience in Arman Finance Two & Three Wheeler Collection with Legal In Gujarat. Prior to joining Arman Group he has worked with Modi Hoover Company as a Sales Department.

Experience

Mr. Kamlesh Garg is graduate in Commerce from MLSU, Udaipur, Rajasthan. He has total 18+ years of experience in managing the team and delivering the results beyond the expectations and expertise in the areas of Banking & Microfinance Industries. He has 14 year + strong experience in MIS and Credit. In the field of Data analytics & MIS reporting, expertise in MIS & Credit and system migrations, good in identifying the KPIs and improving productivity. Prior to joining Arman Group he has worked with organizations Sahayata Microfinance, Khurdia & Associate, a Chartered Accountant Firm earlier in his career. Committed towards the organization goals and leading the team in planning and execution of the tasks. Rendered cross-functional support and on time reporting to the management on the performance. Successfully managing multiple priorities and tasks.

Experience

Mr. Niteshkumar Mishra is a postgraduate in Master of Commerce from Sant Gadge Baba University, Amravati and NIBM- Pune Certification in Account and Audit. He has 20+ years of rich experience and expertise in the areas of Banking & Microfinance Industries in the field of Internal Audit /Risk /Sales Operation /Collection & Quality Monitoring, He has previously worked with Bhartiya Samruddhi Finance Limited (BSFL) a Basix Group Company as Internal Audit Manager, HDFC Bank as Training & Quality Manager, RBL Bank as Team Leader -FI Risk, RBL Finserve Limited as Product Manager, Fusion Microfinance Ltd- as Operation Risk Lead and at Utkarsh Small Finance Bank as Zonal Manager- Internal Audit.

Experience

Mr. Nagesh Kumar is having an experience of 18 years in Microfinance, Enterprise Loans, TW, Consumer Durable and Micro LAP. Prior to joining Arman Group, he worked for 13 years in Operations and Audit at Share Micro Fin Ltd. His long career in rural finance has given him an exposure in many states including, Andhra Pradesh, Telangana, Maharashtra, Madhya Pradesh, UP, Bihar, Delhi, Haryana, Uttarakhand, Gujarat and Rajasthan. His educational qualification is a B.A from Dr..B.R Ambetkar University.